UK → Africa remittance

Send money home.
Zero fees. Always.

We charge nothing to send money home. Our revenue comes from the exchange rate, not from you. Instant transfers to Nigeria.

Apps launch August 2026 — join the waitlist to be first.
United Kingdom
Nigeria
Colombia
Kenya

You send, they receive

Indicative rates — live rates at launch.

GBP
1,025,000
Transfer fee£0.00 ALWAYS FREE
Exchange rate£1 = 2,050.00 NGN
ArrivesIn minutes
Join the waiting list
HMRC-registered Money Service Business
FCA Appointed Representative arrangement
ICO Registered
How it works

From your bank to home, in five steps

No hidden steps, no surprise charges. Here is exactly how a transfer works.

1

Download the app

Free from the App Store or Google Play. Takes two minutes to set up.

2

Verify your identity

Upload your ID and take a quick selfie. Most people are approved in under five minutes.

3

Enter your amount

See exactly how much your recipient gets, in real time. Zero transfer fee.

4

Pay from your bank

Send from any UK bank account using Faster Payments. Secure and instant.

5

Recipient gets paid

Money arrives in Nigeria in minutes. We notify you the moment it lands.

See it in action

Watch how a transfer works, start to finish

A short, narrated walkthrough of the full customer journey — download, verify, send, and delivery.

  • The complete KYC and onboarding journey at a glance
  • Transparent pricing — see the £0 fee and FX spread in real time
  • Delivery to Nigeria in minutes, with confirmation
Our mission

We started MonamiPay because we've experienced firsthand how expensive and frustrating it can be to send money home. Families should keep more of what they send, so we built a service with zero fees and instant delivery.

Who we are

Compliance-first. Community-first. Always free.

We are a UK-registered remittance company built by the diaspora, for the diaspora. Every founder has stood in the queue, paid the fee, and watched the exchange rate eat into money meant for family. MonamiPay exists to end that. We are building a money-transfer service that is transparent by design — our only margin is a fair exchange rate, fully disclosed, and never a hidden charge to you.

Arthur Ngoka

Co-founder & CEO · Finance & Strategy

Chinedu Okoli

Co-founder & CEO · Strategy & Partnerships

Michael Akala

Co-founder & CIO · Technology

Michael Akala is a technology leader with expertise in payments, cloud infrastructure, and AI. As Co-founder & CIO, he is committed to building trusted financial technology that serves communities and scales responsibly.

Be among the first to send money home for free

Join the waiting list today. No app needed yet — we will let you know the moment MonamiPay goes live.

Join the waiting list
Careers

We are hiring across the team

We are growing fast ahead of our launch. If you want to build a fairer way for the diaspora to send money home, we would love to hear from you.

Press & news

In the news

Our launch story is coming soon

MonamiPay launches in August 2026. Media enquiries and our launch press release will be published here. For interviews and assets, get in touch with our team.

Media enquiries: press@monamipay.com
Contact

Talk to a real person

Questions about MonamiPay? Reach us by email, by message, or send us a note below.

WhatsApp support
Our primary support channel — fast replies during UK hours.